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Due to the COVID-19 crisis, in today's economy, people are really struggling to come up with money to file bankruptcy because they’re making less than they used to and they’re dealing with issues that take everything they have. Perhaps they’re being garnished or something along those lines and they just can’t come up with the money needed file for bankruptcy.

To address this issue, CAN'T AFFORD A LAWYER has begun to offer 0 money down as a payment option to allow people who choose to file bankruptcy to get a FINANCIAL FRESH START as soon as possible. No-money-down bankruptcy is something fairly common in other parts of the country as a way to help people out to get out from under their debts immediately.

Before you decide to file a no money down bankruptcy, you should know how it works, what the pros and cons are, and get tips on how to make the best decision for you and you family.

Normally, you need to pay your attorney before you file bankruptcy. If you owe your attorney money when your case is filed, they become a creditor just like all your other creditors. Your debt to your attorney gets wiped out just like your credit cards!

This creates a problem, because many people need to file for bankruptcy protection immediately, but don’t have a large sum of money to hire an attorney. They either file pro se (on their own) and try to figure out the system or wait to file and suffer from creditor harassment until they can pay a lawyer.

Obviously, no business can give their service or product away and still stay in business. So, what zero down means is a new way of handling your case so it can be filed without a lot of money up front, but the attorney can still get paid.

You and the attorney agree to split (the fancy name for this is bifurcate) the case into two parts, before and after filing. The attorney agrees to handle the “before” part for free and files a “bare bones” case on your behalf. A “bare bones” case contains little information but is enough to start the case and create the “automatic stay”. The stay is what stops creditors from garnishing your paycheck, repossessing your car or continuing other collection activities.

Once the case is filed, you can either re-hire the attorney or proceed on your own. If you re-hire the attorney, a payment plan is set up, usually with automated bank payments and the attorney will complete the paperwork necessary to file the rest of the paperwork needed to proceed with your case so it can be filed with the court. Keep in mind that you are under no obligation to re-fire the attorney. You may decide you want to proceed on your own and complete all the necessary paperwork necessary to complete your case. If you don’t want to re-hire the attorney they most likely will file a Motion to withdraw from your case.
If you chose to rehire the attorney to complete your bankruptcy documents, the case proceeds pretty much like any other case. You will go to a Meeting of Creditors and usually get your discharge in about 90 days. The only difference is, you will have a new obligation to pay.

How much will this cost me?
When you file a “No Money Down” bankruptcy, you will be paying more than if you paid for the case up front. Ask the attorney how much it will cost if you pay up front versus how much the payment plan will be. It may be worth trying to come up with the money.

Who will I be paying?
In some cases, the attorney you meet with may “factor” or sell the right to collect payments from you to a third party. For example, you may agree to pay $2500.00 to the attorney for representing you. You then agree to a payment plan of $250.00 per month for 10 months. The attorney may sell his right to collect those payments to a factoring company for $1800.00 in a lump sum. The advantage to the attorney is that they get the money up front. The advantage to you is you are paying the attorney over time. The disadvantage to you is you are paying the difference. The attorney has basically agreed to handle your case for $1800.00, so any money above that is going to the third party. And being paid by you!

Do you qualify?
In order to get a no money down bankruptcy, you will need to have steady income. Since you are basically getting a loan, you need to have the ability to make regular payments. If you are unemployed, it is unlikely you will be able to convince an attorney to file a no money down case. If your spouse or other relative has income, you may be able to get a guarantor for your fees.(see below)

Will this help my credit?
In some cases, your payments on the fees may be reported to the credit bureaus. The effect of making 6-12 months of on time payments on your credit report may help.

What if I can’t pay?
Because this is a debt you have incurred AFTER filing, it is not wiped out by your bankruptcy.

If your spouse or other relative is working or has steady income, you may get them to guarantee your payments. You both will have to sign the payment agreement and you both will be liable in full for the money. If you don't pay, the attorney or third party could sue them to collect.

You will have no obligation to pay either the attorney or the person you borrowed the money from, so you don’t have to worry. You can make arrangements to pay them back voluntarily over time.

Sell something
Now may be a good time to have a garage sale and get rid of all the old stuff you have lying around. If you have any old jewelry, it may have value as scrap metal.

If you are being sued and want to learn more about how you can file Chapter 7 bankruptcy for NO MONEY DOWN, click here to schedule a free consultation or call 321-600-1205 to talk to a bankruptcy attorney to see if bankruptcy is right for you.

Due to the COVID-19 crisis, in today's economy, people are really struggling to come up with money to file bankruptcy because they’re making less than they used to and they’re dealing with issues that take everything they have. Perhaps they’re being garnished or something along those lines and they just can’t come up with the money needed file for bankruptcy.

To address this issue, CAN'T AFFORD A LAWYER has begun to offer 0 money down as a payment option to allow people who choose to file bankruptcy to get a FINANCIAL FRESH START as soon as possible. No-money-down bankruptcy is something fairly common in other parts of the country as a way to help people out to get out from under their debts immediately.

Before you decide to file a no money down bankruptcy, you should know how it works, what the pros and cons are, and get tips on how to make the best decision for you and you family.

Normally, you need to pay your attorney before you file bankruptcy. If you owe your attorney money when your case is filed, they become a creditor just like all your other creditors. Your debt to your attorney gets wiped out just like your credit cards!

This creates a problem, because many people need to file for bankruptcy protection immediately, but don’t have a large sum of money to hire an attorney. They either file pro se (on their own) and try to figure out the system or wait to file and suffer from creditor harassment until they can pay a lawyer.

Obviously, no business can give their service or product away and still stay in business. So, what zero down means is a new way of handling your case so it can be filed without a lot of money up front, but the attorney can still get paid.

You and the attorney agree to split (the fancy name for this is bifurcate) the case into two parts, before and after filing. The attorney agrees to handle the “before” part for free and files a “bare bones” case on your behalf. A “bare bones” case contains little information but is enough to start the case and create the “automatic stay”. The stay is what stops creditors from garnishing your paycheck, repossessing your car or continuing other collection activities.

Once the case is filed, you can either re-hire the attorney or proceed on your own. If you re-hire the attorney, a payment plan is set up, usually with automated bank payments and the attorney will complete the paperwork necessary to file the rest of the paperwork needed to proceed with your case so it can be filed with the court. Keep in mind that you are under no obligation to re-fire the attorney. You may decide you want to proceed on your own and complete all the necessary paperwork necessary to complete your case. If you don’t want to re-hire the attorney they most likely will file a Motion to withdraw from your case.
If you chose to rehire the attorney to complete your bankruptcy documents, the case proceeds pretty much like any other case. You will go to a Meeting of Creditors and usually get your discharge in about 90 days. The only difference is, you will have a new obligation to pay.

How much will this cost me?
When you file a “No Money Down” bankruptcy, you will be paying more than if you paid for the case up front. Ask the attorney how much it will cost if you pay up front versus how much the payment plan will be. It may be worth trying to come up with the money.

Who will I be paying?
In some cases, the attorney you meet with may “factor” or sell the right to collect payments from you to a third party. For example, you may agree to pay $2500.00 to the attorney for representing you. You then agree to a payment plan of $250.00 per month for 10 months. The attorney may sell his right to collect those payments to a factoring company for $1800.00 in a lump sum. The advantage to the attorney is that they get the money up front. The advantage to you is you are paying the attorney over time. The disadvantage to you is you are paying the difference. The attorney has basically agreed to handle your case for $1800.00, so any money above that is going to the third party. And being paid by you!

Do you qualify?
In order to get a no money down bankruptcy, you will need to have steady income. Since you are basically getting a loan, you need to have the ability to make regular payments. If you are unemployed, it is unlikely you will be able to convince an attorney to file a no money down case. If your spouse or other relative has income, you may be able to get a guarantor for your fees.(see below)

Will this help my credit?
In some cases, your payments on the fees may be reported to the credit bureaus. The effect of making 6-12 months of on time payments on your credit report may help.

What if I can’t pay?
Because this is a debt you have incurred AFTER filing, it is not wiped out by your bankruptcy.

If your spouse or other relative is working or has steady income, you may get them to guarantee your payments. You both will have to sign the payment agreement and you both will be liable in full for the money. If you don't pay, the attorney or third party could sue them to collect.

You will have no obligation to pay either the attorney or the person you borrowed the money from, so you don’t have to worry. You can make arrangements to pay them back voluntarily over time.

Sell something
Now may be a good time to have a garage sale and get rid of all the old stuff you have lying around. If you have any old jewelry, it may have value as scrap metal.

If you are being sued and want to learn more about how you can file Chapter 7 bankruptcy for NO MONEY DOWN, click here to schedule a free consultation or call 321-600-1205 to talk to a bankruptcy attorney to see if bankruptcy is right for you.

Due to the COVID-19 crisis, in today's economy, people are really struggling to come up with money to file bankruptcy because they’re making less than they used to and they’re dealing with issues that take everything they have. Perhaps they’re being garnished or something along those lines and they just can’t come up with the money needed file for bankruptcy.

To address this issue, CAN'T AFFORD A LAWYER has begun to offer 0 money down as a payment option to allow people who choose to file bankruptcy to get a FINANCIAL FRESH START as soon as possible. No-money-down bankruptcy is something fairly common in other parts of the country as a way to help people out to get out from under their debts immediately.

Before you decide to file a no money down bankruptcy, you should know how it works, what the pros and cons are, and get tips on how to make the best decision for you and you family.

Normally, you need to pay your attorney before you file bankruptcy. If you owe your attorney money when your case is filed, they become a creditor just like all your other creditors. Your debt to your attorney gets wiped out just like your credit cards!

This creates a problem, because many people need to file for bankruptcy protection immediately, but don’t have a large sum of money to hire an attorney. They either file pro se (on their own) and try to figure out the system or wait to file and suffer from creditor harassment until they can pay a lawyer.

Obviously, no business can give their service or product away and still stay in business. So, what zero down means is a new way of handling your case so it can be filed without a lot of money up front, but the attorney can still get paid.

You and the attorney agree to split (the fancy name for this is bifurcate) the case into two parts, before and after filing. The attorney agrees to handle the “before” part for free and files a “bare bones” case on your behalf. A “bare bones” case contains little information but is enough to start the case and create the “automatic stay”. The stay is what stops creditors from garnishing your paycheck, repossessing your car or continuing other collection activities.

Once the case is filed, you can either re-hire the attorney or proceed on your own. If you re-hire the attorney, a payment plan is set up, usually with automated bank payments and the attorney will complete the paperwork necessary to file the rest of the paperwork needed to proceed with your case so it can be filed with the court. Keep in mind that you are under no obligation to re-fire the attorney. You may decide you want to proceed on your own and complete all the necessary paperwork necessary to complete your case. If you don’t want to re-hire the attorney they most likely will file a Motion to withdraw from your case.
If you chose to rehire the attorney to complete your bankruptcy documents, the case proceeds pretty much like any other case. You will go to a Meeting of Creditors and usually get your discharge in about 90 days. The only difference is, you will have a new obligation to pay.

How much will this cost me?
When you file a “No Money Down” bankruptcy, you will be paying more than if you paid for the case up front. Ask the attorney how much it will cost if you pay up front versus how much the payment plan will be. It may be worth trying to come up with the money.

Who will I be paying?
In some cases, the attorney you meet with may “factor” or sell the right to collect payments from you to a third party. For example, you may agree to pay $2500.00 to the attorney for representing you. You then agree to a payment plan of $250.00 per month for 10 months. The attorney may sell his right to collect those payments to a factoring company for $1800.00 in a lump sum. The advantage to the attorney is that they get the money up front. The advantage to you is you are paying the attorney over time. The disadvantage to you is you are paying the difference. The attorney has basically agreed to handle your case for $1800.00, so any money above that is going to the third party. And being paid by you!

Do you qualify?
In order to get a no money down bankruptcy, you will need to have steady income. Since you are basically getting a loan, you need to have the ability to make regular payments. If you are unemployed, it is unlikely you will be able to convince an attorney to file a no money down case. If your spouse or other relative has income, you may be able to get a guarantor for your fees.(see below)

Will this help my credit?
In some cases, your payments on the fees may be reported to the credit bureaus. The effect of making 6-12 months of on time payments on your credit report may help.

What if I can’t pay?
Because this is a debt you have incurred AFTER filing, it is not wiped out by your bankruptcy.

If your spouse or other relative is working or has steady income, you may get them to guarantee your payments. You both will have to sign the payment agreement and you both will be liable in full for the money. If you don't pay, the attorney or third party could sue them to collect.

You will have no obligation to pay either the attorney or the person you borrowed the money from, so you don’t have to worry. You can make arrangements to pay them back voluntarily over time.

Sell something
Now may be a good time to have a garage sale and get rid of all the old stuff you have lying around. If you have any old jewelry, it may have value as scrap metal.

If you are being sued and want to learn more about how you can file Chapter 7 bankruptcy for NO MONEY DOWN, click here to schedule a free consultation or call 321-600-1205 to talk to a bankruptcy attorney to see if bankruptcy is right for you.

Due to the COVID-19 crisis, in today's economy, people are really struggling to come up with money to file bankruptcy because they’re making less than they used to and they’re dealing with issues that take everything they have. Perhaps they’re being garnished or something along those lines and they just can’t come up with the money needed file for bankruptcy.

To address this issue, CAN'T AFFORD A LAWYER has begun to offer 0 money down as a payment option to allow people who choose to file bankruptcy to get a FINANCIAL FRESH START as soon as possible. No-money-down bankruptcy is something fairly common in other parts of the country as a way to help people out to get out from under their debts immediately.

Before you decide to file a no money down bankruptcy, you should know how it works, what the pros and cons are, and get tips on how to make the best decision for you and you family.

Normally, you need to pay your attorney before you file bankruptcy. If you owe your attorney money when your case is filed, they become a creditor just like all your other creditors. Your debt to your attorney gets wiped out just like your credit cards!

This creates a problem, because many people need to file for bankruptcy protection immediately, but don’t have a large sum of money to hire an attorney. They either file pro se (on their own) and try to figure out the system or wait to file and suffer from creditor harassment until they can pay a lawyer.

Obviously, no business can give their service or product away and still stay in business. So, what zero down means is a new way of handling your case so it can be filed without a lot of money up front, but the attorney can still get paid.

You and the attorney agree to split (the fancy name for this is bifurcate) the case into two parts, before and after filing. The attorney agrees to handle the “before” part for free and files a “bare bones” case on your behalf. A “bare bones” case contains little information but is enough to start the case and create the “automatic stay”. The stay is what stops creditors from garnishing your paycheck, repossessing your car or continuing other collection activities.

Once the case is filed, you can either re-hire the attorney or proceed on your own. If you re-hire the attorney, a payment plan is set up, usually with automated bank payments and the attorney will complete the paperwork necessary to file the rest of the paperwork needed to proceed with your case so it can be filed with the court. Keep in mind that you are under no obligation to re-fire the attorney. You may decide you want to proceed on your own and complete all the necessary paperwork necessary to complete your case. If you don’t want to re-hire the attorney they most likely will file a Motion to withdraw from your case.
If you chose to rehire the attorney to complete your bankruptcy documents, the case proceeds pretty much like any other case. You will go to a Meeting of Creditors and usually get your discharge in about 90 days. The only difference is, you will have a new obligation to pay.

How much will this cost me?
When you file a “No Money Down” bankruptcy, you will be paying more than if you paid for the case up front. Ask the attorney how much it will cost if you pay up front versus how much the payment plan will be. It may be worth trying to come up with the money.

Who will I be paying?
In some cases, the attorney you meet with may “factor” or sell the right to collect payments from you to a third party. For example, you may agree to pay $2500.00 to the attorney for representing you. You then agree to a payment plan of $250.00 per month for 10 months. The attorney may sell his right to collect those payments to a factoring company for $1800.00 in a lump sum. The advantage to the attorney is that they get the money up front. The advantage to you is you are paying the attorney over time. The disadvantage to you is you are paying the difference. The attorney has basically agreed to handle your case for $1800.00, so any money above that is going to the third party. And being paid by you!

Do you qualify?
In order to get a no money down bankruptcy, you will need to have steady income. Since you are basically getting a loan, you need to have the ability to make regular payments. If you are unemployed, it is unlikely you will be able to convince an attorney to file a no money down case. If your spouse or other relative has income, you may be able to get a guarantor for your fees.(see below)

Will this help my credit?
In some cases, your payments on the fees may be reported to the credit bureaus. The effect of making 6-12 months of on time payments on your credit report may help.

What if I can’t pay?
Because this is a debt you have incurred AFTER filing, it is not wiped out by your bankruptcy.

If your spouse or other relative is working or has steady income, you may get them to guarantee your payments. You both will have to sign the payment agreement and you both will be liable in full for the money. If you don't pay, the attorney or third party could sue them to collect.

You will have no obligation to pay either the attorney or the person you borrowed the money from, so you don’t have to worry. You can make arrangements to pay them back voluntarily over time.

Sell something
Now may be a good time to have a garage sale and get rid of all the old stuff you have lying around. If you have any old jewelry, it may have value as scrap metal.

If you are being sued and want to learn more about how you can file Chapter 7 bankruptcy for NO MONEY DOWN, click here to schedule a free consultation or call 321-600-1205 to talk to a bankruptcy attorney to see if bankruptcy is right for you.

Due to the COVID-19 crisis, in today's economy, people are really struggling to come up with money to file bankruptcy because they’re making less than they used to and they’re dealing with issues that take everything they have. Perhaps they’re being garnished or something along those lines and they just can’t come up with the money needed file for bankruptcy.

To address this issue, CAN'T AFFORD A LAWYER has begun to offer 0 money down as a payment option to allow people who choose to file bankruptcy to get a FINANCIAL FRESH START as soon as possible. No-money-down bankruptcy is something fairly common in other parts of the country as a way to help people out to get out from under their debts immediately.

Before you decide to file a no money down bankruptcy, you should know how it works, what the pros and cons are, and get tips on how to make the best decision for you and you family.

Normally, you need to pay your attorney before you file bankruptcy. If you owe your attorney money when your case is filed, they become a creditor just like all your other creditors. Your debt to your attorney gets wiped out just like your credit cards!

This creates a problem, because many people need to file for bankruptcy protection immediately, but don’t have a large sum of money to hire an attorney. They either file pro se (on their own) and try to figure out the system or wait to file and suffer from creditor harassment until they can pay a lawyer.

Obviously, no business can give their service or product away and still stay in business. So, what zero down means is a new way of handling your case so it can be filed without a lot of money up front, but the attorney can still get paid.

You and the attorney agree to split (the fancy name for this is bifurcate) the case into two parts, before and after filing. The attorney agrees to handle the “before” part for free and files a “bare bones” case on your behalf. A “bare bones” case contains little information but is enough to start the case and create the “automatic stay”. The stay is what stops creditors from garnishing your paycheck, repossessing your car or continuing other collection activities.

Once the case is filed, you can either re-hire the attorney or proceed on your own. If you re-hire the attorney, a payment plan is set up, usually with automated bank payments and the attorney will complete the paperwork necessary to file the rest of the paperwork needed to proceed with your case so it can be filed with the court. Keep in mind that you are under no obligation to re-fire the attorney. You may decide you want to proceed on your own and complete all the necessary paperwork necessary to complete your case. If you don’t want to re-hire the attorney they most likely will file a Motion to withdraw from your case.
If you chose to rehire the attorney to complete your bankruptcy documents, the case proceeds pretty much like any other case. You will go to a Meeting of Creditors and usually get your discharge in about 90 days. The only difference is, you will have a new obligation to pay.

How much will this cost me?
When you file a “No Money Down” bankruptcy, you will be paying more than if you paid for the case up front. Ask the attorney how much it will cost if you pay up front versus how much the payment plan will be. It may be worth trying to come up with the money.

Who will I be paying?
In some cases, the attorney you meet with may “factor” or sell the right to collect payments from you to a third party. For example, you may agree to pay $2500.00 to the attorney for representing you. You then agree to a payment plan of $250.00 per month for 10 months. The attorney may sell his right to collect those payments to a factoring company for $1800.00 in a lump sum. The advantage to the attorney is that they get the money up front. The advantage to you is you are paying the attorney over time. The disadvantage to you is you are paying the difference. The attorney has basically agreed to handle your case for $1800.00, so any money above that is going to the third party. And being paid by you!

Do you qualify?
In order to get a no money down bankruptcy, you will need to have steady income. Since you are basically getting a loan, you need to have the ability to make regular payments. If you are unemployed, it is unlikely you will be able to convince an attorney to file a no money down case. If your spouse or other relative has income, you may be able to get a guarantor for your fees.(see below)

Will this help my credit?
In some cases, your payments on the fees may be reported to the credit bureaus. The effect of making 6-12 months of on time payments on your credit report may help.

What if I can’t pay?
Because this is a debt you have incurred AFTER filing, it is not wiped out by your bankruptcy.

If your spouse or other relative is working or has steady income, you may get them to guarantee your payments. You both will have to sign the payment agreement and you both will be liable in full for the money. If you don't pay, the attorney or third party could sue them to collect.

You will have no obligation to pay either the attorney or the person you borrowed the money from, so you don’t have to worry. You can make arrangements to pay them back voluntarily over time.

Sell something
Now may be a good time to have a garage sale and get rid of all the old stuff you have lying around. If you have any old jewelry, it may have value as scrap metal.

If you are being sued and want to learn more about how you can file Chapter 7 bankruptcy for NO MONEY DOWN, click here to schedule a free consultation or call 321-600-1205 to talk to a bankruptcy attorney to see if bankruptcy is right for you.

Due to the COVID-19 crisis, in today's economy, people are really struggling to come up with money to file bankruptcy because they’re making less than they used to and they’re dealing with issues that take everything they have. Perhaps they’re being garnished or something along those lines and they just can’t come up with the money needed file for bankruptcy.

To address this issue, CAN'T AFFORD A LAWYER has begun to offer 0 money down as a payment option to allow people who choose to file bankruptcy to get a FINANCIAL FRESH START as soon as possible. No-money-down bankruptcy is something fairly common in other parts of the country as a way to help people out to get out from under their debts immediately.

Before you decide to file a no money down bankruptcy, you should know how it works, what the pros and cons are, and get tips on how to make the best decision for you and you family.

Normally, you need to pay your attorney before you file bankruptcy. If you owe your attorney money when your case is filed, they become a creditor just like all your other creditors. Your debt to your attorney gets wiped out just like your credit cards!

This creates a problem, because many people need to file for bankruptcy protection immediately, but don’t have a large sum of money to hire an attorney. They either file pro se (on their own) and try to figure out the system or wait to file and suffer from creditor harassment until they can pay a lawyer.

Obviously, no business can give their service or product away and still stay in business. So, what zero down means is a new way of handling your case so it can be filed without a lot of money up front, but the attorney can still get paid.

You and the attorney agree to split (the fancy name for this is bifurcate) the case into two parts, before and after filing. The attorney agrees to handle the “before” part for free and files a “bare bones” case on your behalf. A “bare bones” case contains little information but is enough to start the case and create the “automatic stay”. The stay is what stops creditors from garnishing your paycheck, repossessing your car or continuing other collection activities.

Once the case is filed, you can either re-hire the attorney or proceed on your own. If you re-hire the attorney, a payment plan is set up, usually with automated bank payments and the attorney will complete the paperwork necessary to file the rest of the paperwork needed to proceed with your case so it can be filed with the court. Keep in mind that you are under no obligation to re-fire the attorney. You may decide you want to proceed on your own and complete all the necessary paperwork necessary to complete your case. If you don’t want to re-hire the attorney they most likely will file a Motion to withdraw from your case.
If you chose to rehire the attorney to complete your bankruptcy documents, the case proceeds pretty much like any other case. You will go to a Meeting of Creditors and usually get your discharge in about 90 days. The only difference is, you will have a new obligation to pay.

How much will this cost me?
When you file a “No Money Down” bankruptcy, you will be paying more than if you paid for the case up front. Ask the attorney how much it will cost if you pay up front versus how much the payment plan will be. It may be worth trying to come up with the money.

Who will I be paying?
In some cases, the attorney you meet with may “factor” or sell the right to collect payments from you to a third party. For example, you may agree to pay $2500.00 to the attorney for representing you. You then agree to a payment plan of $250.00 per month for 10 months. The attorney may sell his right to collect those payments to a factoring company for $1800.00 in a lump sum. The advantage to the attorney is that they get the money up front. The advantage to you is you are paying the attorney over time. The disadvantage to you is you are paying the difference. The attorney has basically agreed to handle your case for $1800.00, so any money above that is going to the third party. And being paid by you!

Do you qualify?
In order to get a no money down bankruptcy, you will need to have steady income. Since you are basically getting a loan, you need to have the ability to make regular payments. If you are unemployed, it is unlikely you will be able to convince an attorney to file a no money down case. If your spouse or other relative has income, you may be able to get a guarantor for your fees.(see below)

Will this help my credit?
In some cases, your payments on the fees may be reported to the credit bureaus. The effect of making 6-12 months of on time payments on your credit report may help.

What if I can’t pay?
Because this is a debt you have incurred AFTER filing, it is not wiped out by your bankruptcy.

If your spouse or other relative is working or has steady income, you may get them to guarantee your payments. You both will have to sign the payment agreement and you both will be liable in full for the money. If you don't pay, the attorney or third party could sue them to collect.

You will have no obligation to pay either the attorney or the person you borrowed the money from, so you don’t have to worry. You can make arrangements to pay them back voluntarily over time.

Sell something
Now may be a good time to have a garage sale and get rid of all the old stuff you have lying around. If you have any old jewelry, it may have value as scrap metal.

If you are being sued and want to learn more about how you can file Chapter 7 bankruptcy for NO MONEY DOWN, click here to schedule a free consultation or call 321-600-1205 to talk to a bankruptcy attorney to see if bankruptcy is right for you.

Due to the COVID-19 crisis, in today's economy, people are really struggling to come up with money to file bankruptcy because they’re making less than they used to and they’re dealing with issues that take everything they have. Perhaps they’re being garnished or something along those lines and they just can’t come up with the money needed file for bankruptcy.

To address this issue, CAN'T AFFORD A LAWYER has begun to offer 0 money down as a payment option to allow people who choose to file bankruptcy to get a FINANCIAL FRESH START as soon as possible. No-money-down bankruptcy is something fairly common in other parts of the country as a way to help people out to get out from under their debts immediately.

Before you decide to file a no money down bankruptcy, you should know how it works, what the pros and cons are, and get tips on how to make the best decision for you and you family.

Normally, you need to pay your attorney before you file bankruptcy. If you owe your attorney money when your case is filed, they become a creditor just like all your other creditors. Your debt to your attorney gets wiped out just like your credit cards!

This creates a problem, because many people need to file for bankruptcy protection immediately, but don’t have a large sum of money to hire an attorney. They either file pro se (on their own) and try to figure out the system or wait to file and suffer from creditor harassment until they can pay a lawyer.

Obviously, no business can give their service or product away and still stay in business. So, what zero down means is a new way of handling your case so it can be filed without a lot of money up front, but the attorney can still get paid.

You and the attorney agree to split (the fancy name for this is bifurcate) the case into two parts, before and after filing. The attorney agrees to handle the “before” part for free and files a “bare bones” case on your behalf. A “bare bones” case contains little information but is enough to start the case and create the “automatic stay”. The stay is what stops creditors from garnishing your paycheck, repossessing your car or continuing other collection activities.

Once the case is filed, you can either re-hire the attorney or proceed on your own. If you re-hire the attorney, a payment plan is set up, usually with automated bank payments and the attorney will complete the paperwork necessary to file the rest of the paperwork needed to proceed with your case so it can be filed with the court. Keep in mind that you are under no obligation to re-fire the attorney. You may decide you want to proceed on your own and complete all the necessary paperwork necessary to complete your case. If you don’t want to re-hire the attorney they most likely will file a Motion to withdraw from your case.
If you chose to rehire the attorney to complete your bankruptcy documents, the case proceeds pretty much like any other case. You will go to a Meeting of Creditors and usually get your discharge in about 90 days. The only difference is, you will have a new obligation to pay.

How much will this cost me?
When you file a “No Money Down” bankruptcy, you will be paying more than if you paid for the case up front. Ask the attorney how much it will cost if you pay up front versus how much the payment plan will be. It may be worth trying to come up with the money.

Who will I be paying?
In some cases, the attorney you meet with may “factor” or sell the right to collect payments from you to a third party. For example, you may agree to pay $2500.00 to the attorney for representing you. You then agree to a payment plan of $250.00 per month for 10 months. The attorney may sell his right to collect those payments to a factoring company for $1800.00 in a lump sum. The advantage to the attorney is that they get the money up front. The advantage to you is you are paying the attorney over time. The disadvantage to you is you are paying the difference. The attorney has basically agreed to handle your case for $1800.00, so any money above that is going to the third party. And being paid by you!

Do you qualify?
In order to get a no money down bankruptcy, you will need to have steady income. Since you are basically getting a loan, you need to have the ability to make regular payments. If you are unemployed, it is unlikely you will be able to convince an attorney to file a no money down case. If your spouse or other relative has income, you may be able to get a guarantor for your fees.(see below)

Will this help my credit?
In some cases, your payments on the fees may be reported to the credit bureaus. The effect of making 6-12 months of on time payments on your credit report may help.

What if I can’t pay?
Because this is a debt you have incurred AFTER filing, it is not wiped out by your bankruptcy.

If your spouse or other relative is working or has steady income, you may get them to guarantee your payments. You both will have to sign the payment agreement and you both will be liable in full for the money. If you don't pay, the attorney or third party could sue them to collect.

You will have no obligation to pay either the attorney or the person you borrowed the money from, so you don’t have to worry. You can make arrangements to pay them back voluntarily over time.

Sell something
Now may be a good time to have a garage sale and get rid of all the old stuff you have lying around. If you have any old jewelry, it may have value as scrap metal.

If you are being sued and want to learn more about how you can file Chapter 7 bankruptcy for NO MONEY DOWN, click here to schedule a free consultation or call 321-600-1205 to talk to a bankruptcy attorney to see if bankruptcy is right for you.

Due to the COVID-19 crisis, in today's economy, people are really struggling to come up with money to file bankruptcy because they’re making less than they used to and they’re dealing with issues that take everything they have. Perhaps they’re being garnished or something along those lines and they just can’t come up with the money needed file for bankruptcy.

To address this issue, CAN'T AFFORD A LAWYER has begun to offer 0 money down as a payment option to allow people who choose to file bankruptcy to get a FINANCIAL FRESH START as soon as possible. No-money-down bankruptcy is something fairly common in other parts of the country as a way to help people out to get out from under their debts immediately.

Before you decide to file a no money down bankruptcy, you should know how it works, what the pros and cons are, and get tips on how to make the best decision for you and you family.

Normally, you need to pay your attorney before you file bankruptcy. If you owe your attorney money when your case is filed, they become a creditor just like all your other creditors. Your debt to your attorney gets wiped out just like your credit cards!

This creates a problem, because many people need to file for bankruptcy protection immediately, but don’t have a large sum of money to hire an attorney. They either file pro se (on their own) and try to figure out the system or wait to file and suffer from creditor harassment until they can pay a lawyer.

Obviously, no business can give their service or product away and still stay in business. So, what zero down means is a new way of handling your case so it can be filed without a lot of money up front, but the attorney can still get paid.

You and the attorney agree to split (the fancy name for this is bifurcate) the case into two parts, before and after filing. The attorney agrees to handle the “before” part for free and files a “bare bones” case on your behalf. A “bare bones” case contains little information but is enough to start the case and create the “automatic stay”. The stay is what stops creditors from garnishing your paycheck, repossessing your car or continuing other collection activities.

Once the case is filed, you can either re-hire the attorney or proceed on your own. If you re-hire the attorney, a payment plan is set up, usually with automated bank payments and the attorney will complete the paperwork necessary to file the rest of the paperwork needed to proceed with your case so it can be filed with the court. Keep in mind that you are under no obligation to re-fire the attorney. You may decide you want to proceed on your own and complete all the necessary paperwork necessary to complete your case. If you don’t want to re-hire the attorney they most likely will file a Motion to withdraw from your case.
If you chose to rehire the attorney to complete your bankruptcy documents, the case proceeds pretty much like any other case. You will go to a Meeting of Creditors and usually get your discharge in about 90 days. The only difference is, you will have a new obligation to pay.

How much will this cost me?
When you file a “No Money Down” bankruptcy, you will be paying more than if you paid for the case up front. Ask the attorney how much it will cost if you pay up front versus how much the payment plan will be. It may be worth trying to come up with the money.

Who will I be paying?
In some cases, the attorney you meet with may “factor” or sell the right to collect payments from you to a third party. For example, you may agree to pay $2500.00 to the attorney for representing you. You then agree to a payment plan of $250.00 per month for 10 months. The attorney may sell his right to collect those payments to a factoring company for $1800.00 in a lump sum. The advantage to the attorney is that they get the money up front. The advantage to you is you are paying the attorney over time. The disadvantage to you is you are paying the difference. The attorney has basically agreed to handle your case for $1800.00, so any money above that is going to the third party. And being paid by you!

Do you qualify?
In order to get a no money down bankruptcy, you will need to have steady income. Since you are basically getting a loan, you need to have the ability to make regular payments. If you are unemployed, it is unlikely you will be able to convince an attorney to file a no money down case. If your spouse or other relative has income, you may be able to get a guarantor for your fees.(see below)

Will this help my credit?
In some cases, your payments on the fees may be reported to the credit bureaus. The effect of making 6-12 months of on time payments on your credit report may help.

What if I can’t pay?
Because this is a debt you have incurred AFTER filing, it is not wiped out by your bankruptcy.

If your spouse or other relative is working or has steady income, you may get them to guarantee your payments. You both will have to sign the payment agreement and you both will be liable in full for the money. If you don't pay, the attorney or third party could sue them to collect.

You will have no obligation to pay either the attorney or the person you borrowed the money from, so you don’t have to worry. You can make arrangements to pay them back voluntarily over time.

Sell something
Now may be a good time to have a garage sale and get rid of all the old stuff you have lying around. If you have any old jewelry, it may have value as scrap metal.

If you are being sued and want to learn more about how you can file Chapter 7 bankruptcy for NO MONEY DOWN, click here to schedule a free consultation or call 321-600-1205 to talk to a bankruptcy attorney to see if bankruptcy is right for you.

Due to the COVID-19 crisis, in today's economy, people are really struggling to come up with money to file bankruptcy because they’re making less than they used to and they’re dealing with issues that take everything they have. Perhaps they’re being garnished or something along those lines and they just can’t come up with the money needed file for bankruptcy.

To address this issue, CAN'T AFFORD A LAWYER has begun to offer 0 money down as a payment option to allow people who choose to file bankruptcy to get a FINANCIAL FRESH START as soon as possible. No-money-down bankruptcy is something fairly common in other parts of the country as a way to help people out to get out from under their debts immediately.

Before you decide to file a no money down bankruptcy, you should know how it works, what the pros and cons are, and get tips on how to make the best decision for you and you family.

Normally, you need to pay your attorney before you file bankruptcy. If you owe your attorney money when your case is filed, they become a creditor just like all your other creditors. Your debt to your attorney gets wiped out just like your credit cards!

This creates a problem, because many people need to file for bankruptcy protection immediately, but don’t have a large sum of money to hire an attorney. They either file pro se (on their own) and try to figure out the system or wait to file and suffer from creditor harassment until they can pay a lawyer.

Obviously, no business can give their service or product away and still stay in business. So, what zero down means is a new way of handling your case so it can be filed without a lot of money up front, but the attorney can still get paid.

You and the attorney agree to split (the fancy name for this is bifurcate) the case into two parts, before and after filing. The attorney agrees to handle the “before” part for free and files a “bare bones” case on your behalf. A “bare bones” case contains little information but is enough to start the case and create the “automatic stay”. The stay is what stops creditors from garnishing your paycheck, repossessing your car or continuing other collection activities.

Once the case is filed, you can either re-hire the attorney or proceed on your own. If you re-hire the attorney, a payment plan is set up, usually with automated bank payments and the attorney will complete the paperwork necessary to file the rest of the paperwork needed to proceed with your case so it can be filed with the court. Keep in mind that you are under no obligation to re-fire the attorney. You may decide you want to proceed on your own and complete all the necessary paperwork necessary to complete your case. If you don’t want to re-hire the attorney they most likely will file a Motion to withdraw from your case.
If you chose to rehire the attorney to complete your bankruptcy documents, the case proceeds pretty much like any other case. You will go to a Meeting of Creditors and usually get your discharge in about 90 days. The only difference is, you will have a new obligation to pay.

How much will this cost me?
When you file a “No Money Down” bankruptcy, you will be paying more than if you paid for the case up front. Ask the attorney how much it will cost if you pay up front versus how much the payment plan will be. It may be worth trying to come up with the money.

Who will I be paying?
In some cases, the attorney you meet with may “factor” or sell the right to collect payments from you to a third party. For example, you may agree to pay $2500.00 to the attorney for representing you. You then agree to a payment plan of $250.00 per month for 10 months. The attorney may sell his right to collect those payments to a factoring company for $1800.00 in a lump sum. The advantage to the attorney is that they get the money up front. The advantage to you is you are paying the attorney over time. The disadvantage to you is you are paying the difference. The attorney has basically agreed to handle your case for $1800.00, so any money above that is going to the third party. And being paid by you!

Do you qualify?
In order to get a no money down bankruptcy, you will need to have steady income. Since you are basically getting a loan, you need to have the ability to make regular payments. If you are unemployed, it is unlikely you will be able to convince an attorney to file a no money down case. If your spouse or other relative has income, you may be able to get a guarantor for your fees.(see below)

Will this help my credit?
In some cases, your payments on the fees may be reported to the credit bureaus. The effect of making 6-12 months of on time payments on your credit report may help.

What if I can’t pay?
Because this is a debt you have incurred AFTER filing, it is not wiped out by your bankruptcy.

If your spouse or other relative is working or has steady income, you may get them to guarantee your payments. You both will have to sign the payment agreement and you both will be liable in full for the money. If you don't pay, the attorney or third party could sue them to collect.

You will have no obligation to pay either the attorney or the person you borrowed the money from, so you don’t have to worry. You can make arrangements to pay them back voluntarily over time.

Sell something
Now may be a good time to have a garage sale and get rid of all the old stuff you have lying around. If you have any old jewelry, it may have value as scrap metal.

If you are being sued and want to learn more about how you can file Chapter 7 bankruptcy for NO MONEY DOWN, click here to schedule a free consultation or call 321-600-1205 to talk to a bankruptcy attorney to see if bankruptcy is right for you.

Due to the COVID-19 crisis, in today's economy, people are really struggling to come up with money to file bankruptcy because they’re making less than they used to and they’re dealing with issues that take everything they have. Perhaps they’re being garnished or something along those lines and they just can’t come up with the money needed file for bankruptcy.

To address this issue, CAN'T AFFORD A LAWYER has begun to offer 0 money down as a payment option to allow people who choose to file bankruptcy to get a FINANCIAL FRESH START as soon as possible. No-money-down bankruptcy is something fairly common in other parts of the country as a way to help people out to get out from under their debts immediately.

Before you decide to file a no money down bankruptcy, you should know how it works, what the pros and cons are, and get tips on how to make the best decision for you and you family.

Normally, you need to pay your attorney before you file bankruptcy. If you owe your attorney money when your case is filed, they become a creditor just like all your other creditors. Your debt to your attorney gets wiped out just like your credit cards!

This creates a problem, because many people need to file for bankruptcy protection immediately, but don’t have a large sum of money to hire an attorney. They either file pro se (on their own) and try to figure out the system or wait to file and suffer from creditor harassment until they can pay a lawyer.

Obviously, no business can give their service or product away and still stay in business. So, what zero down means is a new way of handling your case so it can be filed without a lot of money up front, but the attorney can still get paid.

You and the attorney agree to split (the fancy name for this is bifurcate) the case into two parts, before and after filing. The attorney agrees to handle the “before” part for free and files a “bare bones” case on your behalf. A “bare bones” case contains little information but is enough to start the case and create the “automatic stay”. The stay is what stops creditors from garnishing your paycheck, repossessing your car or continuing other collection activities.

Once the case is filed, you can either re-hire the attorney or proceed on your own. If you re-hire the attorney, a payment plan is set up, usually with automated bank payments and the attorney will complete the paperwork necessary to file the rest of the paperwork needed to proceed with your case so it can be filed with the court. Keep in mind that you are under no obligation to re-fire the attorney. You may decide you want to proceed on your own and complete all the necessary paperwork necessary to complete your case. If you don’t want to re-hire the attorney they most likely will file a Motion to withdraw from your case.
If you chose to rehire the attorney to complete your bankruptcy documents, the case proceeds pretty much like any other case. You will go to a Meeting of Creditors and usually get your discharge in about 90 days. The only difference is, you will have a new obligation to pay.

How much will this cost me?
When you file a “No Money Down” bankruptcy, you will be paying more than if you paid for the case up front. Ask the attorney how much it will cost if you pay up front versus how much the payment plan will be. It may be worth trying to come up with the money.

Who will I be paying?
In some cases, the attorney you meet with may “factor” or sell the right to collect payments from you to a third party. For example, you may agree to pay $2500.00 to the attorney for representing you. You then agree to a payment plan of $250.00 per month for 10 months. The attorney may sell his right to collect those payments to a factoring company for $1800.00 in a lump sum. The advantage to the attorney is that they get the money up front. The advantage to you is you are paying the attorney over time. The disadvantage to you is you are paying the difference. The attorney has basically agreed to handle your case for $1800.00, so any money above that is going to the third party. And being paid by you!

Do you qualify?
In order to get a no money down bankruptcy, you will need to have steady income. Since you are basically getting a loan, you need to have the ability to make regular payments. If you are unemployed, it is unlikely you will be able to convince an attorney to file a no money down case. If your spouse or other relative has income, you may be able to get a guarantor for your fees.(see below)

Will this help my credit?
In some cases, your payments on the fees may be reported to the credit bureaus. The effect of making 6-12 months of on time payments on your credit report may help.

What if I can’t pay?
Because this is a debt you have incurred AFTER filing, it is not wiped out by your bankruptcy.

If your spouse or other relative is working or has steady income, you may get them to guarantee your payments. You both will have to sign the payment agreement and you both will be liable in full for the money. If you don't pay, the attorney or third party could sue them to collect.

You will have no obligation to pay either the attorney or the person you borrowed the money from, so you don’t have to worry. You can make arrangements to pay them back voluntarily over time.

Sell something
Now may be a good time to have a garage sale and get rid of all the old stuff you have lying around. If you have any old jewelry, it may have value as scrap metal.

If you are being sued and want to learn more about how you can file Chapter 7 bankruptcy for NO MONEY DOWN, click here to schedule a free consultation or call 321-600-1205 to talk to a bankruptcy attorney to see if bankruptcy is right for you.