You want to have at LEAST 3+ OPEN, POSITIVE accounts on your credit report.
One of the best ways to rebuild your credit score is to get positive accounts.
Below are the best legitimate primary trade lines that will help BOOST YOUR CREDIT and build a solid foundation for your credit report, even if you have bad credit!
1. $5,000 Online Jewelry Club Card
Get a $5,000 unsecured primary tradeline on your credit report. This will be your account, in your name, and you are the primary account holder
How it works: You place an order for at least $100 for one jewelry item from their website, and they will ship that item to you. Select a low-cost item of only $100 to keep your cost down. You will be required to pay for anything you order so don't defeat the purpose by buying what you don't need. Upon approval, they will begin processing you for a $5,000 revolving line of credit that will report on your credit report. Read their “How it Works” page for more details -
Click here to apply
2. Credit Card Builder
This is a secured credit card in your name used for the sole purpose of helping you build your credit score. There is no minimum credit score required. Also they will allow you the option of getting two per person which is double the credit building opportunity.
Click here to apply
3. Self Lender
This one is way different from the others, but still a great choice especially for account diversification. This is a CD (certificate of deposit) that reports to ALL THREE CREDIT BUREAUS, and you get the money back after it matures in one year.
